Image of a water droplet containing the logo of Charterbank, a trusted principal lender of fast finance

Small, transparent and perfectly formed

Specialists in fast property finance from £30,000 to £500,000
Image of a bee at work. Nobody works harder as a finance lender than Charterbank

Nobody works harder

A lender dedicated to providing exceptional service

Trusted Principal Lenders of Property Finance

Charterbank Capital is a privately owned and run principal lender of property finance. Decisions to lend are made quickly but with surety, often ‘stepping in’ when customers have been let down by their bank or other lenders. Underwriting is carried out in-house and based on simple, common sense principles. We value the relationships that we build with our customers and introducers old and new, and pride ourselves on providing a first class service, taking the time to understand your loan requirements, even when working to the shortest of deadlines.

Decades of Experience

A Proven Track Record

Specialists in fast non-status facilities from £30k to £500k

A lender dedicated to providing exceptional service

Reliable decision making from the outset, every time

Property Development Finance

Development loans for new build projects, extensive refurbishments and stalled sites are bespoke to suit the needs of your client. Up to 60% of the site/property value can be advanced immediately with additional stage payments throughout the construction programme funding up to 100% of the development costs.

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Auction Finance

Immediate quotes for Auction Finance are available before, during & after the auction. Finance is available for virtually any auction property in any condition. Properties can be vacant or tenanted with products available for land, plots, residential refurbishments (light and heavy), commercial (including change of use), industrial or mixed use property.

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Business Finance

Secured Business Finance is available to aid cash flow or to help your clients business to expand. Loans are available with no credit scoring and without the need for copy accounts or asset & liability statements.

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Bridging Loans & Finance

If you have a client looking for finance to secure a new property purchase or raise a loan secured on an existing property, we can provide a fast Bridging Loan tailored to suit, in the shortest of timescales.

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Farm Finance & Farmland Loans

Secured finance for farms & land is available to assist with the purchase of new plant and machinery, buy additional land, make general farm improvements or renovate and build new outbuildings.

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Your property finance lenders

Standing head and shoulders above the rest

About Us
Excellent5.0 Based on 10 reviews from review us onPaul O. ★★★★★ Tom understood the requirement and worked hard to keep communication open with all parties. Great outcome for everyone. 👍Rob W. ★★★★★ In today's world, speed, efficiency and time taken to assess each case individually with a common sense approach, is important. The Charterbank team adhere to these principles and they are a pleasure to work with.Response from the ownerThank you very much, Rob for taking the time to post a review. We are pleased that you found us to be fast and efficient. With kind regards, Charterbank. darren b ★★★★★ Breath of fresh air compared to our previous lender, including solicitors. Tom and the team were business like as with any lender, but personable, and helpful. They rose to the challenge, worked apace and didn't add to my stress which was most appreciated.Response from the ownerHello Darren. Thank you very much for taking the time to post a review. We were pleased that you found our service to be prompt and personable; something that we strive to achieve for every customer. Kind regards. Richard H. ★★★★★ As a Commercial Broker I have been delighted with the service and terms provided to me by Tom Branson. Tom has a great understanding of property deals and can quickly grasp the key points and provide terms to my clients without delay. The take on process is very quick which my clients appreciate and have al been delighted with the experience. I continue to strongly recommend them to my clientsRichard HollandRH Funding Solutions10/3/2020Response from the ownerThank you Richard. Your review is much appreciated. We look forward to working with you again soon. Julian B. ★★★★★ Charterbank Capital are a very professional outfit, and deliver a first rate service. I would have no hesitation in recommending them.Response from the ownerThank you Julian, glad to hear such positive comments. Peter S. ★★★★★ Very good service.Does what it says on the Tin.Decision maker always available.Will use again.Response from the ownerMuch appreciated Peter, we aim to please. John H. ★★★★★ Always a pleasure to deal with this company, efficient, straightforward and honest. Look forward to a continued relationship going forward !Response from the ownerThanks John, great to hear. Thank you for taking the time to review. Phil C. ★★★★★ Great team to work with.No messing around, if they say they will do it they do it.Tom really knows his stuff and gets things done.Response from the ownerThank you for your comment Phil, much appreciated. Martyn B. ★★★★★ Very efficient service at every step of the loan process from initial application through to receiving the funds.As an adviser I will definitely be using them again in the future.Response from the ownerDear Martyn. Thank you for your review. We were pleased be able to assist you and your client with their part-built development project. Michael W. ★★★★★ Great communicators who were very efficient at every step of the loan process from initial application through to receiving the funds. Will definitely be using again if further finance is required in the future,Response from the ownerDear Michael. Thank you for taking the time to review, it is much appreciated. js_loader

Our Track Record



80 Years

Combined Experience

1 day

Timescale to make a credit decision


Loan size (up to)