Short-term property finance loans covering Devon
Do you own or are you buying land, or have a property project, and require funding? Here at Charterbank we have a wealth of knowledge in all areas of short-term property finance loans and over 40 years combined experience in the professional property, lending and commercial finance sectors.
Based in Exeter and utilising in-house valuers and underwriters who are highly experienced in all types of property and cases, together with their knowledge of the local area and local property market, we can offer borrowers the flexible loan facilities they require across Devon. We have a particular appetite for funding small scale developments in Devon ranging from single plots & small multi-unit developments to barn conversions, refurbishments and auction purchases, together with loans secured against farmland, commercial and mixed-use property.
• Loan products from £26,000 – £500,000 • Terms from 3–12 months • Rolled up interest option • Up to 65% LTV (net) • Fast and flexible ‘in house’ valuations • Fees added to the loan • Rates from 1.39% per month • Loans to Ltd companies • True self cert non-status lending • Direct access to underwriter and decision maker • Immediate decision in principle
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Why choose Charterbank?
We make quick funding decisions. This aids borrowers who often require funds within a very short period from the date of their application.
We appreciate it is essential to process individual cases quickly and efficiently and can meet the shortest of timescales while giving decisions that you can rely on. Applicants, introducers and brokers can apply for a loan with confidence knowing that the application will be dealt with expediently and with a high degree of care and up-front due diligence. We aim to respond to all new enquiries within 12 working hours and produce in-principle lending terms immediately wherever possible.
Flexible loan facilities with Devon in mind
Charterbank Capital is not dependent on external sources of finance or 3rd party decision makers, enabling us to tailor the terms of our loans to suit the requirements of our customers here in Devon.
Across the county there are a range of property opportunities that we regularly encounter. With Devon’s farms comprising one of the UK’s largest, regional agricultural economies, we’re seeing many changes in farmland and farm property use – from business expansion to holiday let developments.
There are also many new housing developments in Exeter, one of Britain’s fastest growing capitals where there is a constant demand for more new homes and student accommodation in this growing, university city.
In Devon more widely, there is an increasing number of people migrating to the county from other areas of the UK, many initiating new businesses and start-ups that we support with commercial finance.
Over a million people also now visit Devon in the summer which has led to huge rises in the holiday home property market in recent years.
Charterbank Capital is a South West based principal lender (not a broker) providing fast non-status finance for property development and refurbishment, auction purchases, bridging arrangements, farming and agricultural development, and business property transactions throughout Devon (and beyond).