Short term property finance loans in Cornwall
Do you own or are you buying land, or have a property project, and require funding? Here at Charterbank we have a wealth of knowledge in all areas of short-term property finance loans and over 40 years combined experience in the professional property, lending and commercial finance sectors.
From our base in neighbouring Devon, we utilise in-house valuers and underwriters who are highly experienced in all types of cases. Using our local knowledge of the Cornish property market, we can offer borrowers the flexible loan facilities they require across the county. In rural areas and hubs such as Truro, Falmouth, Newquay and St Ives – we often fund single plot builds and smaller-scale multi-unit developments, as well as office conversions, refurbishments, barn conversions, and auction purchases, with loans secured against land and property.
• Loan products from £26,000 – £500,000 • Terms from 3–12 months • Rolled up interest option • Up to 65% LTV (net) • Fast and flexible ‘in house’ valuations • Fees added to the loan • Rates from 1.39% per month • Loans to Ltd companies • True self cert non-status lending • Direct access to underwriter and decision maker • Immediate decision in principle
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Why choose Charterbank?
We make quick funding decisions. This aids borrowers who often require funds within a very short period from the date of their application.
We appreciate it is essential to process individual cases quickly and efficiently and can meet the shortest of timescales while giving decisions that you can rely on. Applicants, introducers and brokers can apply for a loan with confidence knowing that the application will be dealt with expediently and with a high degree of care and up-front due diligence. We aim to respond to all new enquiries within 12 working hours and produce in-principle lending terms immediately wherever possible.
Fast and flexible loan facilities for Cornwall
Charterbank Capital is not dependent on external sources of finance or 3rd party decision makers, enabling us to tailor the terms of our loans to suit the requirements of our customers in Cornwall. Across the county there are a range of property opportunities that we regularly encounter.
With the delivery of new housing a major priority in Cornwall, there has been a boost for new homes, which has also led to new community facilities, retail developments and business growth. Cornwall is also a major agricultural economy, with changes in farmland and farm property use on the increase. Holiday let developments are big area of interest for us in Cornwall. More widely, the county benefits as the UK’s most popular staycation location with a huge rise in the holiday home property market in recent years. Commercial property development is also on the rise, as businesses look to development in tandem with other areas of the Cornish economy.
Charterbank Capital is a principal lender (not a broker) providing fast non-status finance for property development and refurbishment, auction purchases, bridging arrangements, farming and agricultural development, and business property transactions throughout Cornwall and nationwide in England and South Wales.