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    Loan Procedure

    Charterbank Loan Procedure coins

    Applying for bridging loans, commercial mortgages, auction finance and development funding with Charterbank Capital is easy with our “no red tape” philosophy.

    Our non status property backed loans can be secured against almost any type of land, residential, commercial or mixed use property.

    We will provide an immediate decision in principle and only one simple application form is required to apply.

    • Contact us and chat through your requirements
      Contact us and chat through your requirements
    • We issue a decision in principle, the same day
      We issue a decision in principle, the same day
    • Complete and return the application form along with the valuation fee
      Complete and return the application form along with the valuation fee
    • Valuation conducted and Facility Letter (mortgage offer) issued
      Valuation conducted and Facility Letter (mortgage offer) issued
    • Respective solicitors instructed
      Respective solicitors instructed
    • Certificate of title produced and legal charge documentation issued
      Certificate of title produced and legal charge documentation issued
    • Completion of the loan
      Completion of the loan
    Contact us and chat through your requirements
    We issue a decision in principle, the same day
    Complete and return the application form along with the valuation fee
    Valuation conducted and Facility Letter (mortgage offer) issued
    Respective solicitors instructed
    Certificate of title produced and legal charge documentation issued
    Completion of the loan

    * A deposit to cover legal fees is required and held on account. On completion the actual legal bill is added to the loan and the deposit reimbursed.

    NB: If you are looking to borrow against a property where you or your family will live or intend to live (in at least 40% if it is mixed use) as a dwelling then we cannot provide a loan.

    Charterbank Capital Limited is not a bank, and is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority. Loans are not governed by the Consumer Credit Act.

    Your service to the client and progress updates were excellent, thanks very much."