Loan Scenarios

As a commercial finance broker, how can you help my clients looking for finance?

The Scenario: As a commercial finance broker, I often have clients looking for property development finance and/or a bridging loan. What type of finance products do you offer and how are cases considered by your team?

We specialise in providing fast short-term, non-status property finance with loans ranging from £30,000 to £500,000 (unregulated facilities only). Same day credit backed DiP usually available.

We understand property and take a commercial view on issues and problems to get a deal through. We conduct in-house valuations and create a truly bespoke product where required while priding ourselves on absolute surety of decision making, reliability and first-class service levels.

Development finance tailored to fit

We specialise in providing fast property finance for small new-build developments, light and heavy refurbishments and conversion projects across the wider southern half of the UK. Typical loan sizes range from £30,000 – £500,000 with larger requirements assessed on a case-by-case basis.

Read more about Charterbank’s property development finance ›

Fast non-status bridging loans

Providers of fast, non-status bridging loans. Charterbank loan facilities are available in the shortest of timescales to suit most borrower profiles, including those with adverse credit and CCJs.

Read more about Charterbank’s bridging finance ›

Case-by-case decision making

Our decision making is always on a case-by-case basis with decisions made promptly and with surety. Here’s a snapshot of some cases we’ve funded:

› £730,000 blended bridge/development finance via a mix of 1st & 2nd charge lending secured against various land titles to fund 100% of purchase price and 100% of building works. Location: Taunton, Somerset.

› £114,000 development finance to fund the purchase of a former chapel building for conversion to residential, funding 60% of the purchase price and 100% of the cost of building works. Location: Burghill, Herefordshire.

› £120,000 bridge/capital raise secured against a pair of semi-detached houses of non-traditional construction, let on ASTs. Location: Callington, Cornwall.

› £350,000 re-bridge/development finance to complete conversion works to one of two listed barn conversions for sale. Location: Newport, Shropshire.

› £60,000 development finance to fund 100% of the cost of conversion works of a former shop and uppers purchased at auction. This one was out of area for us. However, we were able to assist by using a consultant valuer, instead of carrying out our usual in-house valuation. Location: East Riding, Yorkshire.

We are trusted Principal Lenders with decades of experience, renowned for speed, integrity and reliability. For more information, visit our page on Information for Introducers ›

Please also feel free to contact us for an informal discussion or to discuss a particular case.

Recently funded projects March 2023

Our latest snapshot shows a few recently funded cases and real-life examples of fast property finance provided to borrowers in England and Wales.

View Scenario

Recently funded projects February 2023

Our latest snapshot shows a few recently funded cases and real-life examples of fast property finance provided to borrowers in England and Wales.

View Scenario

Recently funded projects January 2023

Our latest snapshot shows a few recently funded cases and real-life examples of fast property finance provided to borrowers in England and Wales.

View Scenario